Abandoned Vehicles - Ability of State or County to Sell Vehicle | Collection, Bankruptcy and Foreclosure | 201805225/22/2018 | Sale at Auction; Notice of Possession of Motor Vehicle; Failure to Redeem Vehicle |
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | Bankruptcy, Chapter 7, Chapter 13, Limit on Bankruptcy Discharge; Limit on Bankruptcy Filings; Means Test; Bankruptcy Counseling; Multiple Filings; Credit Counseling; Automatic Stay; Vacating Automatic Stay; Redemption; Luxury Goods; |
CFPB Fines Navy Federal Credit Union Over Debt Collection Practices | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | Consumer Financial Protection Bureau; CFPB; Navy Federal Credit Union;
Consent Order; Deceptive Debt Collection Communications
|
Change In Bankruptcy Rules | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | |
Collection Services Agreement | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | |
Correctly Reporting Debts Discharged in Bankruptcy to Credit Reporting Agencies | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | Fair Credit Reporting Act; FCRA; Reporting Credit Information Accurately; |
Everything You Always Wanted To Know About Bankruptcy But Were Afraid to Ask | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | Bankruptcy, Chapter 7, Chapter 13, Limit on Bankruptcy Discharge; Limit on Bankruptcy Filings; Means Test; Bankruptcy Counseling; Multiple Filings; Credit Counseling; Automatic Stay; Vacating Automatic Stay; Redemption; Luxury Goods; Cash Advances; Reaffirmation; Fraud; Filing Proof of Claim |
New Jersey Fair Foreclosure Act | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | Foreclosure; Mortgage; Notice of Intent to Foreclose; Notice of Intent; Right to Cure; |
Selling Repossessed Collateral - UCC - 198 | Collection, Bankruptcy and Foreclosure | 201701011/1/2017 | Uniform Commercial Code; UCC; Article 9, Disposition Notice; Deficiency Notice; Calculation of Surplus or Deficiency; Liability for Non-Compliance; Right to Redeem Collateral. |
NJ Foreclosure Procedures, Fair Foreclosure Act, Short Sales and Deeds in Lieu | Collection, Bankruptcy and Foreclosure | 2023122012/20/2023 | Foreclosure Procedures FFA Short Sales Deed in Lieu |
ACH Origination Agreement (Short Form) | Electronic Banking | 201701011/1/2017 | National Automated Clearing House Association; NACHA; Rejection of Entries; Return of Entries; |
ACH Origination Agreement (Long Form) | Electronic Banking | 201701011/1/2017 | National Automated Clearing House Association; NACHA; Rejection of Entries; Return of Entries; |
Bitcoin: A Peer-to-Peer Electronic Cash System by Satoshi Nakamoto | Electronic Banking | 201701011/1/2017 | |
Blockchain Technology and Bitcoin (Crypto) Currency | Electronic Banking | 201701011/1/2017 | |
Credit Card and ATM/Debit Card Unauthorized or Disputed Charges Policy | Electronic Banking | 201701011/1/2017 | |
Disclaimer for Weblink Relationships | Electronic Banking | 201701011/1/2017 | |
Electronic Banking Services | Electronic Banking | 201701011/1/2017 | Mobile; Electronic Wallet; Remote Deposit; Electronic Delivery of Credit Union Statements and Disclosures; Electronic Signatures; |
Electronic Communications Policy | Electronic Banking | 201701011/1/2017 | Acceptable Use; Unacceptable Contents; Electronic Forgery; Transmitting Confidential Information; Encryption; Text Messages; Cell Phone; E-Mail |
Electronic Signatures Roundtable | Electronic Banking | 201701011/1/2017 | E-Sign, Electronic Signatures in Global and National Commerce Act; ESIGN; Electronic Signature; New Jersey Uniform Electronic Transfers Act; NJUETA; Record Retention |
Identity Theft Fraud Notification and Best Practices to Acquirers | Electronic Banking | 201701011/1/2017 | New Jersey Identity Theft Protection Act; Social Security Number; Notice of Security Breach; Confidential Information |
Internet Bank Fraud Operations Guide | Electronic Banking | 201701011/1/2017 | Phishing; Federal Trade Commission (FTC); Federal Financial Institutions Examination Council; E-Banking Manual; Web-Linking; FFIEC; |
Internet Banking Agreement and Disclosure and Bill Payment Agreement and Disclosure | Electronic Banking | 201701011/1/2017 | |
Primer on Mobile Financial Services | Electronic Banking | 201701011/1/2017 | |
Remote Deposit Capture - A Primer - Remote Deposit Capture Agreement | Electronic Banking | 201701011/1/2017 | Check Clearing for the 21st Century Act; Check 21 Act; Customer Screening; Vendor Screening; |
Remote Deposit Capture Agreement | Electronic Banking | 201701011/1/2017 | |
Web Site Privacy Disclosures | Electronic Banking | 201802222/22/2018 | |
Website Terms and Conditions | Electronic Banking | 201701011/1/2017 | |
Address Confidentiality Program Policy | Employment Matters | 201701011/1/2017 | ACP; Identification Card; ACP Identification Card; Financial Crimes Enforcement Network; FINCEN; Customer Identification Program; |
Disability Discrimination | Employment Matters | 201701011/1/2017 | Americans with Disabilities Act (ADA); New Jersey Law Against Discrimination; LAD; Reasonable Accommodation; Undue Hardship |
Federal Family and Medical Leave Act - Family and Medical Leave Notice (Federal) - Frequently Asked Questions and Answers (Federal) | Employment Matters | 201701011/1/2017 | Job Restoration; Employer Notice |
Family and Medical Leave Notice (Federal) | Employment Matters | 201701011/1/2017 | |
Frequently Asked Questions and Answers (Federal) | Employment Matters | 201701011/1/2017 | |
Federal Overtime Pay Rule Halted by Court Injunction | Employment Matters | 201701011/1/2017 | United States Department of Labor; White Collar Workers Overtime Exemption |
FFIEC Guidance on Social Media with short form and long form attached | Employment Matters | 201701011/1/2017 | Federal Financial Institutions Examination Council; Member Compliance; Risk Management Guidelines |
National Labor Relations Board Guidance on Employers Social Media Policies | Employment Matters | 201701011/1/2017 | |
New Jersey Family Leave Act - NJ Family Leave Act Fact Sheet - NJ Family Leave Act Frequently Asked Questions | Employment Matters | 201701011/1/2017 | Civil Unions; Advance Notice; Medical Certification; Job Protection |
NJ Family Leave Act Fact Sheet | Employment Matters | 201701011/1/2017 | |
NJ Family Leave Act Frequently Asked Questions | Employment Matters | 201701011/1/2017 | |
New Jersey / Federal Whistleblower Laws | Employment Matters | 201701011/1/2017 | Conscientious Employee Protection Act (CEPA); Prohibition Against Employer Retaliatory Action |
New Jersey Opportunity to Compete Act a/k/a `Ban the Box` on Employment Application Forms | Employment Matters | 201701011/1/2017 | Crime; Convicted of a Crime; Employment Applications; Criminal Background Checks; Credit Report for Employment Purposes; Credit Report; Criminal Record |
New Jersey Pregnant Worker`s Fairness Act | Employment Matters | 201701011/1/2017 | Law Against Discrimination; LAD |
New Jersey Security and Financial Empowerment Act - SAFE Act Notice | Employment Matters | 201701011/1/2017 | Safe Act; Unpaid Leave; Domestic Violence; Sexually Violence Offense; Adverse Employment Action |
SAFE Act Notice | Employment Matters | 201701011/1/2017 | |
New Jersey Smoke-Free Air Act and New Jersey Smoking Law | Employment Matters | 201701011/1/2017 | |
New Jersey Social Media Privacy Law | Employment Matters | 201701011/1/2017 | Prohibition Against User Names, Passwords or other information; Social Media Accounts; Social Media |
New Jersey Temporary Disability Insurance Law | Employment Matters | 201701011/1/2017 | |
New Jersey Wage and Hour Laws - Wage and Hour Law Frequently Asked Questions | Employment Matters | 201701011/1/2017 | Overtime, Deduction from Employee’s Pay; Exempt Employee; National Guard; Reserve; Employer Support of the Guard and Reserve; ESGR; Military Affiliation; USERRA; Fair Credit Reporting Act; FCRA; Consumer Report; Adverse Action; Summary of Your Rights Under the Fair Credit Reporting Act; Investigative Reports; Consumer Reports; Minimum Wage; Overtime; Independent Contractor; Child Labor; Payroll Deductions; Frequency of Payment of Wages; Benefits; Break Periods; Jury Duty; Lie Detector Tests; Drug Tests |
Uniformed Services Employment and Reemployment Rights Act - Credit Union Employees in the Reserve or National Guard | Employment Matters | 201701011/1/2017 | National Guard; Reserve; Employer Support of the Guard and Reserve; ESGR; Military Affiliation; USERRA |
Using Consumer Reports for Employment Purposes | Employment Matters | 201701011/1/2017 | Fair Credit Reporting Act; FCRA; Consumer Report; Adverse Action; Summary of Your Rights Under the Fair Credit Reporting Act; Investigative Reports; Consumer Reports |
Wage and Hour Law Frequently Asked Questions | Employment Matters | 201701011/1/2017 | Minimum Wage; Overtime; Independent Contractor; Child Labor; Payroll Deductions; Frequency of Payment of Wages; Benefits; Break Periods; Jury Duty; Lie Detector Tests; Drug Tests |
Overtime Exemptions Department of Labor Final Rule Increasing Salary Thresholds | Employment Matters | 202407107/10/2024 | Overtime Exemptions Labor Final Rule Salary Thresholds |
Paid Sick Leave | Employment Matters | 2018100410/4/2018 | |
New Jersey Equal Pay Act | Employment Matters | 2018102410/24/2018 | NJ, New Jersey, Equal Pay Act |
NJ Law Prohibits Employers From Asking About Past Salary | Employment Matters | 201908088/8/2019 | NJ Law, Employers, Past Salary |
New Jersey's Cannabis Law | Employment Matters | 202205275/27/2022 | cannabis marijuana |
Unlawful Internet Gambling Enforcement Act Policy | Federal Regulations | 202303103/10/2023 | Unlawful Internet Gambling Enforcement Act Policy |
911 Direct Dialing for Multi-line Telephone Systems | Federal Regulations | 202104064/6/2021 | 911, Direct Dialing, Multi-line, Telephone Systems |
The Servicemembers Civil Relief Act (SCRA) | Federal Regulations | 202001231/23/2020 | servicemembers, service members, act, scra |
Federal Real ID Act | Federal Regulations | 201901291/29/2019 | Federal, ID, Act |
Overview of the Regulation E Requirements for Foreign Remittance Transfers | Federal Regulations | 201902042/4/2019 | Regulation E |
Red Flags Policy | Federal Regulations | 201805065/6/2018 | |
Regulation CC - Availability of Funds and Collection of Checks - Compliance Guide | Federal Regulations | 201805065/6/2018 | |
ADA Compliance for the Credit Union`s Website | Federal Regulations | 201801121/12/2018 | Americans with Disabilities Act; ADA; Automatic Teller Machine; ATM; Accessible Design; Braille |
ADA Guidelines for ATMs | Federal Regulations | 201701011/1/2017 | |
Bank Secrecy Act - Federal Reserve Board FAQs Relating to CIP Program Rules | Federal Regulations | 201701011/1/2017 | USA Patriot Act; CIP; Identification Standards; Customer Identification Program |
Federal Reserve Board FAQs Relating to CIP Program Rules | Federal Regulations | 201701011/1/2017 | Bank Secrecy Act; Customer Identification Program |
Card Act Requirements for Overdraft Services for ATM and Debit Accounts | Federal Regulations | 201701011/1/2017 | Regulation E; Electronic Funds Transfer Act |
Closed End Mortgage Disclosures - Regulation Z Revisions | Federal Regulations | 201701011/1/2017 | |
Contract Provision & Addendum to be Added to All Contracts With Service Providers with Access to CU Member Confidential Information | Federal Regulations | 201701011/1/2017 | Confidential Information; Member Confidential Information |
CU HARP and CU SIP Programs | Federal Regulations | 201701011/1/2017 | Home Affordable Programs; HAMP |
Dodd-Frank Act and the Consumer Protection Bureau - Brief Summary of the Dodd-Frank Wall Street Reform and Consumer Protection Act - Legislative Summary of Wall Street Reform and Consumer Protection - Unlimited Share Insurance for Noninterest-bearing Accounts | Federal Regulations | 201701011/1/2017 | |
Brief Summary of the Dodd-Frank Wall Street Reform and Consumer Protection Act | Federal Regulations | 201701011/1/2017 | |
Legislative Summary of Wall Street Reform and Consumer Protection | Federal Regulations | 201701011/1/2017 | |
Unlimited Share Insurance for Noninterest-bearing Accounts | Federal Regulations | 201701011/1/2017 | |
Electronic Signatures Records at Financial Institutions - Part I | Federal Regulations | 201701011/1/2017 | Electronic Signatures in Global and National Commerce Act; E-Sign; Electronic Signatures; Electronic Records; NJ Uniform Electronic Transfer Act; NJUETA |
Electronic Signatures in Member Finance - Part II | Federal Regulations | 201701011/1/2017 | Electronic Delivery of Disclosures; Electronic Periodic Statements; Member Affirmative Consent; Member Affirmative Consent for Electronic Delivery of Periodic Statements; Disclosure in Accordance with E-Sign |
E-Mail Archiving Amendments to Federal Rules of Civil Procedures | Federal Regulations | 201701011/1/2017 | |
Fair Credit Reporting Affiliate Marketing Regulations | Federal Regulations | 201701011/1/2017 | Fair Credit Reporting Act; FCRA; Affiliate; Affiliate Marketing; Opt-Out Notice |
Federal Predatory Lending Rules | Federal Regulations | 201701011/1/2017 | |
Final Model Privacy Forms - NCUA Regulation Part 716 Revisions | Federal Regulations | 201701011/1/2017 | |
Financial Institution Letter | Federal Regulations | 201701011/1/2017 | Military Lending Act; MLA; Military Annual Percentage Rate; MAPR |
Financial Services Regulatory Relief Act of 2006 - Amendment to FCU Act | Federal Regulations | 201701011/1/2017 | |
FTC Holder in Due Course Rule | Federal Regulations | 201701011/1/2017 | Preservation of Consumer’s Claim and Defenses; FTC; FTC Notice |
FTC Risk-Based Pricing Rule | Federal Regulations | 201701011/1/2017 | |
Garnishment of Accounts Containing Federal Benefits | Federal Regulations | 201701011/1/2017 | Notice of Right to Garnish Federal Benefits; U.S. and Child Support Orders |
Health Savings Accounts - Part One | Federal Regulations | 201701011/1/2017 | HSA |
Health Savings Accounts - Part Two | Federal Regulations | 201701011/1/2017 | HSA |
HOPA Reg Z Changes for Higher Priced Mortgage Loans | Federal Regulations | 201701011/1/2017 | Home Ownership and Equal Protection Act; Higher Priced Mortgage Loans; Requirements for Certain Closed-End Mortgages |
Identity Theft Red Flags Rule | Federal Regulations | 201701011/1/2017 | Red Flag; Identity Theft Policy; Covered Account |
Information Sharing Between Financial Institutions - USA Patriot Act | Federal Regulations | 201701011/1/2017 | Bank Secrecy Act; Anti-Money Laundering; USA Patriot Act; Patriot Act; Information Request |
IRA Accounts Required Minimum Distributions in 2009 Waived by Congress | Federal Regulations | 201701011/1/2017 | IRA; Minimum Distribution for IRA |
Obligations of the Credit Union When Providing Information to Credit Reporting Agencies | Federal Regulations | 201701011/1/2017 | Fair Credit Reporting Act; FCRA; Consumer Reporting Agencies; CRA; Furnisher; Furnisher of Information; Providing Information to CRA; Providing Information to Credit Reporting Agency |
Office of Foreign Assets Control Policy | Federal Regulations | 201701011/1/2017 | OFAC Policy; Specially Designated National; SDN; Blocking; Blocked Account; Specially Designated National; OLFAC List |
Operations Guide - Advertising Requirements for Loan and Deposit Accounts | Federal Regulations | 201801231/23/2018 | |
Operations Guide - Check 21 | Federal Regulations | 201701011/1/2017 | Regulation CC; Truth-in-Lending Law; Check Clearing for the 21st Century Act; Check 21 Act; Truncation; Substitute Check; Reconverted Bank |
Operations Guide - Unfair, Deceptive, or Abusive Acts or Practices Act | Federal Regulations | 201701011/1/2017 | UDAAP; Unfair Act or Practice; Misrepresentation About Loan Terms; Abusive Practices |
Overdraft Disclosure Amendments to NCUA Truth-in-Savings Regulation | Federal Regulations | 201701011/1/2017 | Courtesy Pay; |
Patient Protection and Affordable Care Act (Obamacare) | Federal Regulations | 201701011/1/2017 | Obamacare |
Prescreened Lists and Notice Requirements, use restrictions under the Fair Credit Reporting Act | Federal Regulations | 201701011/1/2017 | Fair Credit Reporting Act; FCRA; Consumer Credit Reports; CCR; Prescreening; Offer of Credit; Firm Offer of Credit; Short Form Notice; Long Form Notice |
Prize-Linked Savings Accounts | Federal Regulations | 201701011/1/2017 | American Savings Protection Act; PLSA; Lottery; Raffle; Save to Win |
Regulation B - Changes to Adverse Action Notice & Fair Credit Reporting Act | Federal Regulations | 201701011/1/2017 | Equal Credit Opportunity Act |
Regulation C - Home Mortgage Disclosure Act - Amendments to Regulation C - Home Mortgage Disclosure Act (Nov. 2017) | Federal Regulations | 201701011/1/2017 | Home Mortgage Disclosure Act |
Amendments to Regulation C - Home Mortgage Disclosure Act (Nov. 2017) | Federal Regulations | 2017111411/14/2017 | |
Regulation CC Amendments - Remotely Created Checks | Federal Regulations | 201701011/1/2017 | |
Regulation D Operations Guide | Federal Regulations | 201701011/1/2017 | Reserves |
Regulation E Amendments For Electronic Check Conversions | Federal Regulations | 201701011/1/2017 | Electronics Funds Transfer Act |
Regulation E Amendments - Remittance Transfers | Federal Regulations | 201701011/1/2017 | Electronics Funds Transfer Act |
Regulation E - Electronic Funds Transfers (Revisions for ATM Fee Disclosures) | Federal Regulations | 201701011/1/2017 | Electronics Funds Transfer Act |
Regulation U - Stock Secured Loans (Formerly Regulation G) | Federal Regulations | 201701011/1/2017 | |
Regulation Z - Credit Card Solicitations | Federal Regulations | 201701011/1/2017 | Truth-in-Lending Law |
Regulation Z Proposed Changes -- The Potential Impact on Open-end Lending - CUNA Webinar Slide Show | Federal Regulations | 201701011/1/2017 | Truth-in-Lending Law |
CUNA Webinar Slide Show | Federal Regulations | 201701011/1/2017 | |
Sarbanes-Oxley Act of 2002 | Federal Regulations | 201701011/1/2017 | |
Servicemembers Civil Relief Act - SCRA Policy with Attachments | Federal Regulations | 201701011/1/2017 | SCRA; SSCRA; |
SCRA Policy with Attachments | Federal Regulations | 201701011/1/2017 | |
The Fair and Accurate Credit Transactions Act (FACT Act) - FACT Act Risk-Based Pricing Notice | Federal Regulations | 201701011/1/2017 | FACT; FACT Act; |
FACT Act Risk-Based Pricing Notice | Federal Regulations | 201701011/1/2017 | |
Theft of Member Information | Federal Regulations | 201701011/1/2017 | Response Programs for Unauthorized Access to Customer Information; Unauthorized Access to Information, Response Program; Customer Notice; Disposal of Confidential Information |
Unlawful Internet Gambling (Prohibition of Funding of) - Regulation GG | Federal Regulations | 201701011/1/2017 | Regulation GG |
USA PATRIOT Act Final Regulations Implementing CIP | Federal Regulations | 201701011/1/2017 | Customer Identification Program; CIP; Terrorist List; CIP Policy; Covered Account |
USA PATRIOT Act - How It Applies To Mortgage Loans Closed By The Credit Union | Federal Regulations | 201701011/1/2017 | |
USA PATRIOT Act Model Policy | Federal Regulations | 201701011/1/2017 | |
USA PATRIOT Act of 2001 | Federal Regulations | 201701011/1/2017 | |
Using Consumer Reports | Federal Regulations | 201701011/1/2017 | Fair Credit Reporting Act; FCRA; Consumer Reporting Agency; CRA; Adverse Action; |
ACH Origination Agreement (Short Form) | Forms | 201701011/1/2017 | Automated Clearing House |
ACH Origination Agreement (Long Form) | Forms | 201701011/1/2017 | Automated Clearing House |
ACH Services Application | Forms | 201701011/1/2017 | Automated Clearing House |
Affidavit of Domicile Form | Forms | 201701011/1/2017 | |
Affidavit of Forgery | Forms | 201701011/1/2017 | |
Agreement to Perform Automated Clearing House Services (Credit Origination) | Forms | 201701011/1/2017 | Security Procedures; Customer Authorization; Settlement; Rejection of Entries; |
Agreement to Perform Automated Clearing House Services (Debit Origination) Debit Agreement | Forms | 201701011/1/2017 | Security Procedures; Customer Authorization; Settlement; Rejection of Entries; |
Authorization Agreement for Preauthorized Payments (ACH Debits) | Forms | 201701011/1/2017 | Automated Clearing House |
Automated Clearing House Policy | Forms | 201701011/1/2017 | |
Billpayer Account Access Agreement and Disclosure Form | Forms | 201701011/1/2017 | |
Certification of Custodian of Records Form (Used For Subpoena Requests) | Forms | 201701011/1/2017 | |
Certification Regarding Internet Gambling (for all business accounts) | Forms | 201701011/1/2017 | |
Collection Action Request Form | Forms | 201701011/1/2017 | |
CUNA Cardholder Dispute Form (Fraudulent Use) | Forms | 201701011/1/2017 | Credit Card Fraud; Debit Card Fraud; ATM Fraud; |
Direct PC Banking Services Disclosure Statement and Agreement Form | Forms | 201701011/1/2017 | Personal Identification Number; PIN; Online Banking; Remote Banking; Mobile Banking; |
Dormant Account and Escheat Policy | Forms | 201701011/1/2017 | Unclaimed Property |
Employee Confidentiality Agreement | Forms | 201701011/1/2017 | |
Indemnification Agreement for Return of Monies Form | Forms | 201701011/1/2017 | |
Indemnification Agreement to be used when another financial institution requests the return of monies | Forms | 201701011/1/2017 | |
Loan Modification Request Checklist | Forms | 201701011/1/2017 | |
Loan Modification Agreement | Forms | 201701011/1/2017 | |
Mortgage Document Checklists - First Mortgage Loans Schedule - Second Mortgage Loans Schedule - Home Equity Loans Schedule | Forms | 201701011/1/2017 | |
First Mortgage Loans Schedule | Forms | 201701011/1/2017 | |
Second Mortgage Loans Schedule | Forms | 201701011/1/2017 | |
Home Equity Loans Schedule | Forms | 201701011/1/2017 | |
Multistate Agreement to Convert Adjustable Rate Mortgage to Fixed Rate Form 3180 (FNMA/FHLMC) | Forms | 201701011/1/2017 | |
Mutual Non-Disclosure Agreement (NDA) | Forms | 2022122312/23/2022 | Non-Disclosure; NDA; MNDA; Confidentiality Agreement |
NCUA Letter of Tax Exemption for Credit Unions | Forms | 201701011/1/2017 | |
New Jersey Notice of Settlement Act - Form | Forms | 201701011/1/2017 | |
New Jersey Notice of Settlement Act - Letter | Forms | 201701011/1/2017 | |
New Jersey Revised L-8 Form with Instructions - Feb 2018 | Forms | 201802162/16/2018 | NJ Division of Taxation; NJ Transfer Inheritance Tax; Release of Deceased Bank Accounts; |
Notice of Intent to Foreclose with attached Schedule | Forms | 201701011/1/2017 | NOI |
Postponement of Mortgage | Forms | 201701011/1/2017 | Subordination of Mortgage; Subordination |
Power of Attorney Authorizing Loan from Credit Union | Forms | 2017120412/4/2017 | POA |
Power of Attorney Authorizing Making of Deposits and Withdrawals and Performance of Other Acts | Forms | 2017120412/4/2017 | POA |
Power of Attorney Forms for Conducting Transactions at the Credit Union - Limited Power of Attorney for Credit Union Transactions - Broad Power of Attorney Form | Forms | 2017120412/4/2017 | POA |
Limited Power of Attorney for Credit Union Transactions | Forms | 201701011/1/2017 | |
Broad Power of Attorney Form | Forms | 201701011/1/2017 | |
Release and Waiver of Liability in Regard to Large Cash Withdrawal | Forms | 201701011/1/2017 | |
Remote Deposit Capture Agreement | Forms | 201701011/1/2017 | RDC; Check 21; Check Clearing for the 21st Century; Regulation CC; Check Scanning; |
Request For Wire Transfer | Forms | 201701011/1/2017 | |
Risk-Based Lending Model Policy | Forms | 201701011/1/2017 | FICO; FICO Scores; Fair Isaac; Risk Based Lending; RBL |
Second Home Rider Form | Forms | 201701011/1/2017 | |
Short Payoff Agreement Form | Forms | 201701011/1/2017 | |
Slip and Fall Report 5-2016 (Word doc) | Forms | 201701011/1/2017 | Injury; Member Injury; Injury on Credit Union Premises; Personal Injury |
Social Media Guidelines Long Form | Forms | 201701011/1/2017 | Facebook; Twitter; Snapchat; Instagram |
Social Media Guidelines Short Form | Forms | 201701011/1/2017 | Facebook; Twitter; Snapchat; Instagram |
Stock Security Agreement and Pledge | Forms | 201701011/1/2017 | Stock Secured Loan; Secured Loan; Stock Certificate |
Subpoena Log | Forms | 201701011/1/2017 | |
Succession Plan Template - Emergency | Forms | 201701011/1/2017 | |
Succession Plan Template - XYZ CU | Forms | 201701011/1/2017 | |
Wire Transfer Agreement | Forms | 201701011/1/2017 | Security Procedures; Fraud |
Agreement to Correct and Comply | Forms | 201808138/13/2018 | Correct, Comply, Agreement |
Release and Waiver of Liability in Regard to Large Cash Withdrawal | Forms | 2018112011/20/2018 | Release, Waiver, Cash Withdrawal |
Uniform Indemnification Agreement | Forms | 202208318/31/2022 | Uniform Indemnification Agreement |
ACH Scam Alert | Fraud | 201701011/1/2017 | Automated Clearing House; |
Check Fraud | Fraud | 201701011/1/2017 | Check Fraud; Counterfeit Checks; NSF Checks; Non-Sufficient Funds Checks; Altered Checks; Closed Account Fraud |
Fraud Alert - Wire Transfer Scam | Fraud | 201701011/1/2017 | |
Fraudulent New Member Accounts Opened Through the Mail | Fraud | 201701011/1/2017 | |
Changing Interest Rate on Credit Cards – Regulation Z Restrictions | Lending | 201701011/1/2017 | |
Section 1026.9 Model Forms - Section 1026.9 Model Forms | Lending | 201701011/1/2017 | |
Closed-End Private Student Loans Truth-in-Lending Revisions | Lending | 201701011/1/2017 | Application Disclosure; Solicitation Disclosure; Approval Disclosure; Co-Branding |
Credit Card Act of 2009 - Card Act Changes Effective August 22, 2010 | Lending | 201701011/1/2017 | |
Card Act Changes Effective August 22, 2010 | Lending | 201701011/1/2017 | |
Credit Card Disclosure Regulation Z Amendment | Lending | 201701011/1/2017 | |
Delinquent Credit Card Accounts and the Pledge of Shares - Official Staff Commentary on Reg Z Truth in Lending | Lending | 201701011/1/2017 | |
Official Staff Commentary on Reg Z Truth in Lending | Lending | 201701011/1/2017 | Pledge of Shares, Credit Card Pledge of Shares |
Disclosure of the Right to Receive Copy of Real Estate Mortgage Appraisal | Lending | 201701011/1/2017 | Regulation B; Equal Credit Opportunity Act |
Evaluating Loan Participation Programs | Lending | 201701011/1/2017 | |
Lending Alert! Price of Taxi Medallions Decreasing | Lending | 201701011/1/2017 | |
Loan Consolidation Agreement | Lending | 201701011/1/2017 | |
Loans to Trusts | Lending | 201701011/1/2017 | |
Medallion Market Update (July 2017) | Lending | 201701011/1/2017 | Taxi Medallion |
Multi-Featured Open-End Lending - Sample Loan Policy (Revised) | Lending | 201701011/1/2017 | |
NCUA Issues Unfair or Deceptive Credit Practice Rule for Credit Cards | Lending | 201701011/1/2017 | |
Offset of Delinquent Credit Card Accounts No. 398 rev 3 - Marino vs American Airlines | Lending | 201701011/1/2017 | Pledge of Shares |
Marino vs American Airlines | Lending | 201701011/1/2017 | |
Operations Guide - Co-Makers, Co-Borrowers, Guarantors - Knowing The Difference Between Them | Lending | 201701011/1/2017 | |
Operations Guide - Developing A Risk-Based Lending Policy - Risk-Based Lending Model Policy | Lending | 201701011/1/2017 | |
Risk-Based Lending Model Policy | Lending | 201701011/1/2017 | |
Participation Risks (Tax Medallions) of Growing Concern | Lending | 201701011/1/2017 | |
Pennsylvania Electronic Lien Titling Program | Lending | 201701011/1/2017 | |
Regulation B Changes to Adverse Action Notice | Lending | 201701011/1/2017 | |
Skip-A-Payment Program | Lending | 201701011/1/2017 | |
Taxi Medallion Updates | Lending | 201701011/1/2017 | |
Taxi Medallion Update 3 (November 2017) - Taxi Medallion Update 3 (November 2017) - Taxi Medallion Update 2 (September 2017) - Taxi Medallion Update 1 (July 2017) | Lending | 2017111511/15/2017 | |
Taxi Medallion Update 2 (September 2017) | Lending | 201701011/1/2017 | |
Taxi Medallion Update 1 (July 2017) | Lending | 201701011/1/2017 | |
Taxpayer First Act and Use of Tax Return Information | Lending | 202001311/31/2020 | Tax Return, Information |
Military Lending Act Policy Update | Lending | 201804204/20/2018 | |
NJ Electronic Lien and Title System | Lending | 202408128/12/2024 | ELT electronic |
Adverse Action Notices for Loan Modification Agreements | Lending | 202402202/20/2024 | Adverse Action Notices Modification |
Automated Valuation Model Policy | Mortgages | 202407227/22/2024 | Automated Valuation Model AVM |
Automated Valuation Model Regulation | Mortgages | 202407227/22/2024 | Automated Valuation Model AVM |
Community Wealth Preservation Program | Mortgages | 202407297/29/2024 | CWPP Community Wealth Preservation |
FNMA-FHLMC Uniform Mortgage Form 3031 for NJ Revised | Mortgages | 2023120412/4/2023 | FNMA-FHLMC Uniform Mortgage Form 2031 for NJ Revised |
Qualified Written Requests | Mortgages | 201903053/5/2019 | Written Requests, Loans |
New Notice of Intention to Foreclose | Mortgages | 202003043/4/2020 | Foreclose, Notice of Intention, Foreclosure |
Flood Insurance, Private Mortgage Insurance | Mortgages | 201903223/22/2019 | Flood Insurance, Private Mortgage Insurance |
Super Storm Sandy Mortgage Forbearance Program | Mortgages | 2019112611/26/2019 | Super, Storm, Sandy |
Lending Guide - Trust Loans | Mortgages | 201905025/2/2019 | Lending Guide, Trusts, Loans |
Changes to the Foreclosure Process in New Jersey | Mortgages | 201906266/26/2019 | Foreclosure, Changes |
FNMA/FHLMC Revised Mortgage Form 3031 for New Jersey | Mortgages | 2022112811/28/2022 | 3031 FNMA FHLMC |
ProChamps-Property Registration Service Provider | Mortgages | 202308118/11/2023 | Prochamps Property Registration Service Provider |
LIBOR transition to SOFR | Mortgages | 202206146/14/2022 | LIBOR transition SOFR |
Adverse Action Notice for Loan Modification Requests | Mortgages | 202201281/28/2022 | Adverse Action Notices for Modification Loan Requests |
New Jersey Remote OnLine Notarization | Mortgages | 202004164/16/2020 | NJ, New Jersey, Notary, Notarization, Remote |
Mortgage Deficiency 2021 | Mortgages | 202108118/11/2021 | Mortgage, Deficiency |
End of Forbearance and Foreclosure Eviction Moratorium | Mortgages | 2021100410/4/2021 | Forbearance, Foreclosure, Eviction, Moratorium |
Abandoned/Vacant Properties | Mortgages | 201701011/1/2017 | Mortgages |
New Form - Agreement to Correct and Comply (Replaces E&O Letter) - Agreement to Correct and Comply | Mortgages | 201701011/1/2017 | |
Agreement to Correct and Comply | Mortgages | 201701011/1/2017 | |
CFPB Mortgage Rules - Ability to Repay and Qualified Mortgage Rule - Qualified Mortgages - General Comparison of Ability to Repay Requirements - Small Creditor Qualified Mortgages Flow Chart - Rule Prohibiting Financing of Credit Insurance Premiums for Mortgage Loans | Mortgages | 201701011/1/2017 | |
Ability to Repay and Qualified Mortgage Rule | Mortgages | 201701011/1/2017 | ATR; ATR Rule |
Qualified Mortgages | Mortgages | 201701011/1/2017 | |
General Comparison of Ability to Repay Requirements | Mortgages | 201701011/1/2017 | |
Small Creditor Qualified Mortgages Flow Chart | Mortgages | 201701011/1/2017 | |
Rule Prohibiting Financing of Credit Insurance Premiums for Mortgage Loans | Mortgages | 201701011/1/2017 | |
CFPB Mortgage Servicing Rules - Force-Placed Insurance - Loss Mitigation Procedures - Adjustable Rate Disclosures - Prompt Crediting of Payments - Payoff Statements - Link to CFPB Small Entity Compliance Guide | Mortgages | 201701011/1/2017 | |
Force-Placed Insurance | Mortgages | 201701011/1/2017 | |
Loss Mitigation Procedures | Mortgages | 201701011/1/2017 | |
Adjustable Rate Disclosures | Mortgages | 201701011/1/2017 | |
Prompt Crediting of Payments | Mortgages | 201701011/1/2017 | |
Payoff Statements | Mortgages | 201701011/1/2017 | |
Link to CFPB Small Entity Compliance Guide | Mortgages | 201701011/1/2017 | |
Cover Sheet for Recording of Land Documents | Mortgages | 201701011/1/2017 | Mortgage; Mortgage Recording; County Clerk |
Deficiency Actions After Foreclosure Judgments and State Anti-Deficiency Laws | Mortgages | 201701011/1/2017 | |
First Mortgage Closing Procedures in NY and How Do They Differ from NJ - Lending Guide | Mortgages | 201701011/1/2017 | |
Flood Insurance Additional Requirements | Mortgages | 201701011/1/2017 | |
Homeowner`s Protection Act of 1998 - Private Mortgage Insurance (PMI) | Mortgages | 201701011/1/2017 | |
Insurance Monies Disbursement - Hurricane Sandy Operations Guide | Mortgages | 201701011/1/2017 | Superstorm; Mortgage Insurance Proceeds |
Liens in Favor of Condominium Association | Mortgages | 201701011/1/2017 | |
Loss Mitigation Procedures for Mortgage Loans | Mortgages | 201701011/1/2017 | Consumer Financial Protection Bureau; CFPB; Payment Forbearance; Loan Modification; Foreclosure Referral |
Mortgage Appraisals - Special Rules Effective April 1, 2011 | Mortgages | 201701011/1/2017 | |
Mortgage Commitment Letter and Lock-in Agreement | Mortgages | 201701011/1/2017 | |
Mortgage Foreclosure Mediation Program - New Jersey | Mortgages | 201701011/1/2017 | |
Mortgage Loan Modification Programs | Mortgages | 201701011/1/2017 | |
Mortgage Loan Originators Handout | Mortgages | 201701011/1/2017 | |
Mortgage Loan Prequalifications | Mortgages | 201701011/1/2017 | |
Mortgage Modification Policy | Mortgages | 201701011/1/2017 | |
Mortgage Subordination Requests - Subordination Guide - Subordination Request Forms | Mortgages | 201701011/1/2017 | |
Subordination Guide | Mortgages | 201701011/1/2017 | |
Subordination Request Forms | Mortgages | 201701011/1/2017 | |
New Jersey Collateral Protection Insurance Act | Mortgages | 201701011/1/2017 | |
New Jersey County Clerk Records Available Online | Mortgages | 201701011/1/2017 | |
New Jersey Notice of Settlement Act - New Jersey Notice of Settlement Act - Form - New Jersey Notice of Settlement Act - Letter | Mortgages | 201701011/1/2017 | |
New Jersey Notice of Settlement Act - Form | Mortgages | 201701011/1/2017 | |
New Jersey Notice of Settlement Act - Letter | Mortgages | 201701011/1/2017 | |
New York Mortgage Tax and Use of Consolidation, Extension and Modification Agreement | Mortgages | 201701011/1/2017 | |
RESPA Revisions to GFE and HUD - Effective January 1, 2010 - RESPA Rules Frequently Asked Questions - HUD - RESPA Web Site Home Page - Tutorial on Completing Good Faith Estimate and HUD-1 | Mortgages | 201701011/1/2017 | Good Faith Estimate; Housing and Urban Development |
RESPA Rules Frequently Asked Questions | Mortgages | 201701011/1/2017 | |
HUD - RESPA Web Site Home Page | Mortgages | 201701011/1/2017 | |
Tutorial on Completing Good Faith Estimate and HUD-1 | Mortgages | 201701011/1/2017 | |
SAFE Act for Mortgage Licensing and Registration of Residential MLOs | Mortgages | 201701011/1/2017 | Secure and Fair Enforcement of Mortgage Licensing Act; Loan Originator; Loan Processor; Mortgage Loan Originator; |
SAFE Act Sample Policy with FAQs | Mortgages | 201701011/1/2017 | Secure and Fair Enforcement of Mortgage Licensing Act; Loan Originator; Loan Processor; Mortgage Loan Originator; |
Second Home Rider Form | Mortgages | 201701011/1/2017 | |
Short Sale Agreement Letter - Short Payoff Agreement Form | Mortgages | 201701011/1/2017 | |
Short Payoff Agreement Form | Mortgages | 201701011/1/2017 | |
Tax Sales | Mortgages | 201701011/1/2017 | |
Trust Letter (Word doc) | Mortgages | 201701011/1/2017 | Loans to Trusts |
Truth-In-Lending Amendment for Closed-End Mortgages | Mortgages | 201701011/1/2017 | |
Why Must A Spouse Sign The Mortgage If Their Name Is Not On The Deed | Mortgages | 201701011/1/2017 | |
Duties of Furnishers of Information - NCUA Regulation 717 | NCUA Regulations | 201701011/1/2017 | Fair Credit Reporting Act; Fair and Accurate Credit Transactions Act; FACT Act; FCRA; Consumer Disputes |
Indirect Motor Vehicle Leasing Policy | NCUA Regulations | 201701011/1/2017 | Part 714 |
IRA Accounts - Increases in Share Insurance Coverage | NCUA Regulations | 201701011/1/2017 | Individual Retirement Account |
Joint Guidance on Overdraft Protection Programs | NCUA Regulations | 201701011/1/2017 | Courtesy Pay |
Leasing Regulation of NCUA (Part 714) | NCUA Regulations | 201701011/1/2017 | |
Loan Participation - NCUA Rule Revisions | NCUA Regulations | 201701011/1/2017 | |
NCUA Bylaws Revised 2006 - Regulatory Update | NCUA Regulations | 201701011/1/2017 | |
NCUA Statutory Lien - Revised December 2011 | NCUA Regulations | 201701011/1/2017 | Pledge of Shares |
Privacy Regulations for Service Organizations | NCUA Regulations | 201701011/1/2017 | |
Privacy of Consumer Financial Information | NCUA Regulations | 201701011/1/2017 | Confidential Information; Personally Identifiable Financial Information; Privacy Notice |
Regulation FF -- Obtaining and Using Medical Information In Connection With Credit | NCUA Regulations | 201701011/1/2017 | |
Security Program (Confidentiality of Member Information) NCUA Part 748 | NCUA Regulations | 201701011/1/2017 | Privacy; Personally Identifiable Financial Information; Service Providers |
Flood Insurance, Private Mortgage Insurance | NCUA Regulations | 201903223/22/2019 | |
Interagency Statement Clarifying the Role of Supervisory Guidance | NCUA Regulations | 2018101010/10/2018 | Interagency, Statement, Supervisory Guidance |
Meeting of the Members Held Virtually | NCUA Regulations | 2022121212/12/2022 | Virtually in-person hybrid |
Expulsion Bylaw Amendment Adopted by NCUA | NCUA Regulations | 202309069/6/2023 | Expulsion Bylaw Amendment Adopted |
Multiple Party Deposit Account Act | New Jersey Law | 202408208/20/2024 | Multiple Party Deposit Account Act |
Safe Deposit Box Laws in New Jersey | New Jersey Law | 201806286/28/2018 | safe deposit box rental agreement incapacity vaults surveillance receptacle grids |
NJ Inheritance Tax Waiver Requirements | New Jersey Law | 2020111811/18/2020 | |
New Jersey Revised Durable Power of Attorney Act | New Jersey Law | 202202022/2/2022 | New Jersey Revised Durable Power of Attorney Act |
NJ Inheritance and Estate Tax | New Jersey Law | 202308238/23/2023 | Inheritance Estate Tax |
Affidavit of Domicile | New Jersey Law | 201701011/1/2017 | Deceased Member; New Jersey Taxation |
ATM Security Measures in New Jersey | New Jersey Law | 201701011/1/2017 | Automated Teller Machine |
Auto Shutoff Device Legislation | New Jersey Law | 201701011/1/2017 | Motor Vehicle; Automobile; Ignition Disconnect |
Civil Union Act | New Jersey Law | 201701011/1/2017 | Protection Against Discrimination; New Jersey Domestic Partnership Act; New Jersey Civil Union Act |
Domestic Partnership Act | New Jersey Law | 201701011/1/2017 | Protection Against Discrimination; New Jersey Domestic Partnership Act; New Jersey Civil Union Act |
Financial Institution Data Match Program | New Jersey Law | 2017110111/1/2017 | |
Interest on Lawyer Trust Accounts ("IOLTA"). New federal Law Removes Restraints on IOLTA Accounts for Federally Insured Credit Unions - IOLTA Exhibits | New Jersey Law | 201701011/1/2017 | |
IOLTA Exhibits | New Jersey Law | 201701011/1/2017 | |
Family Support Data Match - New Jersey | New Jersey Law | 201701011/1/2017 | Personal Responsibility and Work Opportunity Reconciliation Act; Child Support Order; Child Support; Data Match; Levy |
Mortgage Foreclosures in NJ - Courts Implement Mediation Program | New Jersey Law | 201701011/1/2017 | |
New Jersey Do Not Call Law | New Jersey Law | 201701011/1/2017 | |
New Jersey Gift Card Act | New Jersey Law | 201701011/1/2017 | |
New Jersey Governmental Unit Deposit Protection Act | New Jersey Law | 201701011/1/2017 | GUDPA; Municipal Deposits |
New Jersey Home Ownership Security Act of 2002 - Preemption of New Jersey Homeownership Security Act of 2002 | New Jersey Law | 201701011/1/2017 | Abusive Lending Practices; Predatory Lending; High Cost Mortgage Loans |
Preemption of New Jersey Homeownership Security Act of 2002 - NCUA Opinion Letter - Amendments to the New Jersey Home Ownership Security Act of 2002 | New Jersey Law | 201701011/1/2017 | |
NCUA Opinion Letter | New Jersey Law | 201701011/1/2017 | |
Amendments to the New Jersey Home Ownership Security Act of 2002 | New Jersey Law | 201701011/1/2017 | |
New Jersey Identity Theft Prevention Act | New Jersey Law | 202205165/16/2022 | Identity Theft Prevention Act |
New Jersey Mortgage Cancellation Law | New Jersey Law | 201701011/1/2017 | |
New Jersey Revised L-8 Form with Instructions - Feb 2018 | New Jersey Law | 201802162/16/2018 | Deceased Member; New Jersey Inheritance Tax Division |
New Jersey Motor Vehicle "Lemon Law" | New Jersey Law | 201701011/1/2017 | |
New Jersey Uniform Unclaimed Property Act (Updated 4/2017) | New Jersey Law | 201701011/1/2017 | Escheat; Abandoned Property |
NJ ATM Law Amendment - Notice Indicating Name & Phone Number of Operator | New Jersey Law | 201701011/1/2017 | Automated Teller Machine |
NJ Department of Labor Recordkeeping Poster | New Jersey Law | 201701011/1/2017 | Employment Law; Notice to Employees |
Out-of-State Child Support Order | New Jersey Law | 201701011/1/2017 | Levy; Bank Levy |
Paid Family Leave Legislation | New Jersey Law | 201701011/1/2017 | PFLL; Covered Employees |
Uniform Transfers to Minors Act | New Jersey Law | 201701011/1/2017 | Uniform Gifts to Minors Act; UTMA; UGTMA |
Affidavit in Lieu of Administration of Small (Intestate) Estates | Operations | 201701011/1/2017 | Deceased Member; Legal Representative; Surrogate; Surrogate’s Certificate |
Authentication in an Internet Banking Environment - FFIEC Guidance FAQs and Small Entity Compliance Guide | Operations | 201701011/1/2017 | |
Automated Clearing House Documents | Operations | 201701011/1/2017 | Originator; Originating Depository Financial Institution; ODFI; Receiving Depository Financial Institution; RDFI; NACHA; ACH |
Business Membership Due Diligence Checklist | Operations | 201701011/1/2017 | |
Code of Ethics | Operations | 201701011/1/2017 | Board of Directors |
Credit Union`s Obligation to Investigate Disputed Information Provided to Credit Reporting Agencies | Operations | 201701011/1/2017 | Fair Credit Reporting Act; Credit Report; CRA |
Deceased Members: Affidavits of Surviving Spouse, Domestic Partner or Next of Kin | Operations | 201701011/1/2017 | Estate; Surrogate; Legal Representative |
Disputes from Members Concerning Credit Reporting by the Credit Union – Obligations of the Credit Union Under FCRA | Operations | 2017110311/3/2017 | |
Dormant Account and Escheat Policy | Operations | 201701011/1/2017 | Unclaimed Property; Abandoned Property; Inactivity; Inactive Account |
Elder Abuse - What to Do | Operations | 2022101410/14/2022 | Elder Abuse |
Electronic Remote Deposit Service for Members Opinion Letter of NCUA | Operations | 201701011/1/2017 | |
Escrow and IOLTA Interest - NCUA 745-2 | Operations | 201701011/1/2017 | |
NCUA 745-2 | Operations | 201701011/1/2017 | |
European Union General Data Protection Regulation | Operations | 201804244/24/2018 | |
Fraud Alert - Wire Transfer Scam | Operations | 201701011/1/2017 | |
Gift Cards - New Jersey and Federal Law | Operations | 201701011/1/2017 | |
Guaranteeing Signatures on Stock Transfers | Operations | 201701011/1/2017 | STAMP; STAMP Medallion; Stock Certificates; |
Indemnification of Directors, Officers and Employees | Operations | 201701011/1/2017 | |
IRS 1099-C Reporting of Discharged Debt | Operations | 201701011/1/2017 | |
IRS Levies, The Proper Handling Of - Operations Guide | Operations | 201701011/1/2017 | Levy; Internal Revenue Service |
Issues to Consider Prior to Terminating a Contract - Sample Termination Letter | Operations | 201701011/1/2017 | Vendor; Vendor Contract; Vendor Agreement |
Minors` Deposit Accounts | Operations | 201701011/1/2017 | |
Multi-Factor Authentication of Member Electronic Transactions Operations Guide | Operations | 201701011/1/2017 | Security Procedures; Electronic Signatures |
Multi-Featured Open-End Lending | Operations | 201701011/1/2017 | |
Negotiation Policy for Vendor Contracts | Operations | 201701011/1/2017 | Vendor; Vendor Agreements |
New Jersey Powers of Attorney Act for Credit Unions | Operations | 201701011/1/2017 | POA; Principal; Agent |
Notary Public - New Jersey Requirements | Operations | 201701011/1/2017 | |
Operations Guide - Opening Business Deposit Accounts and Deposit Account Forms | Operations | 201701011/1/2017 | Sole Proprietorship; Partnership; Corporation; Limited Liability Company; Trade Name; Corporate Resolution; Tax Identification Number; TIN |
Plastic Card Losses | Operations | 201701011/1/2017 | ATM Card; Debit Card, Credit Card; Plastic Card Fraud; Fraud |
Records Preservation and Retention Program | Operations | 201701011/1/2017 | |
Remote Deposit Capture Operations Guide with Attachments | Operations | 201701011/1/2017 | Check 21; Funds Availability Policy |
Safe Deposit Box Rules | Operations | 201701011/1/2017 | |
Security Deposits and Trust Accounts | Operations | 201701011/1/2017 | Share Insurance |
SEPs - Retirement Plans for Small Businesses | Operations | 201701011/1/2017 | Simplified Employee Pension Retirement Account; 408(K); IRA; Individual Retirement Account; IRS Publication 560 |
Social Security Administration Reclamation Procedures | Operations | 201701011/1/2017 | |
Social Security Representative Payee Accounts | Operations | 201701011/1/2017 | |
STAMP Signature Guarantee Program | Operations | 201701011/1/2017 | Stock Certificate; Stock Transfer; Medallion; Medallion STAMP; Securities
Transfer Association Medallion Program
|
Standard & Poor`s Research Update dated August 5, 2011 | Operations | 201701011/1/2017 | |
Star Processing Mastercard Target Settlement and Letter | Operations | 201701011/1/2017 | |
Subpoena Policy | Operations | 201701011/1/2017 | Subpoena Duces Tecum |
Subpoenas, Release of Information Concerning Members | Operations | 201701011/1/2017 | Subpoena Duces Tecum |
Succession Planning - Operations Guide | Operations | 201701011/1/2017 | |
Sweepstakes, Lotteries and Contests | Operations | 201701011/1/2017 | |
Tax Sales | Operations | 201701011/1/2017 | |
Telephone Consumer Protection Act of 1991 - Privacy - Telephone Consumer Protection Act and Examination Worksheet | Operations | 201701011/1/2017 | |
Privacy - Telephone Consumer Protection Act and Examination Worksheet | Operations | 201701011/1/2017 | |
Trust Accounts (Revised September, 2012) | Operations | 201701011/1/2017 | |
Vendor Management and Deposit Account Agreement Workbook | Operations | 201701011/1/2017 | Vendor Due Diligence and Oversight; Vendor Contract; Signature Cards; Membership Application |
Vendor Management Policy | Operations | 201701011/1/2017 | |
Wire Transfer Agreement, Why The Credit Union Should Use One - Operations Guide | Operations | 201701011/1/2017 | |
Convenience Fees | Operations | 202305015/1/2023 | Convenience Fees |
Trusted Contact Policy | Operations | 202306096/9/2023 | Trusted Contact Policy |
Meeting of the Members Held Virtually | Operations | 2022121212/12/2022 | Virtually in-person hybrid |
Social Security Cards | Operations | 2022111711/17/2022 | Social Security Cards |
Mobile Banking - Reducing the Risk of a Double Check Deposit | Operations | 202203223/22/2022 | Mobile Banking Remote Deposit |
New Jersey Revised Durable Power of Attorney Act | Operations | 202202022/2/2022 | New Jersey Revised Durable Power of Attorney Act |
Altered/Forged Signature Check Policy | Operations | 202208108/10/2022 | Altered/Forged Signature Check Policy |
Individual Taxpayer Identification Number (ITINs) | Operations | 202208158/15/2022 | ITINs |
Uniform Indemnification Agreement | Operations | 202208318/31/2022 | Uniform Indemnification Agreement |
IRS 1099-C Reporting of Discharged Loans | Operations | 202201141/14/2022 | IRS 1099-C Reporting of Discharged Loans |
Identity Theft Affidavit | Operations | 201805215/21/2018 | |
New Jersey Remote OnLine Notarization | Operations | 202004164/16/2020 | NJ, New Jersey, Notary, Notarization, Remote |
New Jersey Temporary Remote Notary Law | Operations | 202005235/23/2020 | Notary |
Records Retention Policy | Operations | 202005235/23/2020 | Records Retention Policy |
Records Retention Guidelines | Operations | 202005235/23/2020 | Records Retention Guidelines |
Trusts | Operations | 202006156/15/2020 | Trusts |
Template - Decedent Account FAQ 2021 | Operations | 202107267/26/2021 | Template, Decedent, FAQ |
Template - Affidavit of Domicile Fillable | Operations | 202107267/26/2021 | Template, Affidavit, Domicile, Fillable |
Form L-8 | Operations | 202107267/26/2021 | Form, L-8 |
Operations Guide - Overdraft Protection Program Disclosures | Operations | 201807117/11/2018 | overdraft protection overdraft bounce program |
Wire Transfer Policy & Procedures | Operations | 201805215/21/2018 | |
Deceased Members: Affidavits of Surviving Spouse, Domestic Partner or Next of Kin | Operations | 201804204/20/2018 | |
New Jersey, Estate Tax, Inheritance Tax | Operations | 2018100410/4/2018 | |
Amendments to Regulation CC concerning Remote Deposit of Checks | Operations | 201904084/8/2019 | Remote Deposit, Checks |
Coronavirus Disease 2019 | Operations | 202003063/6/2020 | Corona Virus, Coronavirus |
Pandemic Planning | Operations | 202003133/13/2020 | Pandemic, Coronavirus, Planning |
ACH Fraud | Operations | 2024101510/15/2024 | ACH Automated Clearing House Fraud |
Writen Statement of Unauthorized Debit | Operations | 2024103110/31/2024 | ACH Written Statement Unauthorized Debit |
Trust Deposit Accounts Family Trust Disclosure Statement | Operations | 202401311/31/2024 | Trust Deposit Accounts Family Trust Disclosure Statement |
Power of Attorney | Operations | 202402062/6/2024 | Power of Attorney |
Reactivating Dormant Accounts Policy | Policies | 2023102610/26/2023 | Reactivating Dormant Accounts Policy |
Deceased Member Policy | Policies | 2023110811/8/2023 | Deceased |
Policy for Denying Services to Certain Members | Policies | 202003053/5/2020 | Denying Certain Members |
Red Flags Policy | Policies | 201805065/6/2018 | |
Wire Transfer Policy & Procedures | Policies | 201805215/21/2018 | |
Remote Access Policy | Policies | 2021101810/18/2021 | Remote, Access, Policy |
Automated Clearing House Policy | Policies | 201701011/1/2017 | |
Bank Levies | Policies | 201701011/1/2017 | Levy |
Bank Secrecy Act Policy - Federal Reserve Board FAQs Relating to CIP Program Rules | Policies | 201701011/1/2017 | USA Patriot Act; CIP; Identity Verification Standards |
Federal Reserve Board FAQs Relating to CIP Program Rules | Policies | 201701011/1/2017 | |
Code of Ethics Policy | Policies | 201701011/1/2017 | |
Credit Card and ATM/Debit Card Unauthorized or Disputed Charges Policy | Policies | 201701011/1/2017 | |
Credit Union Policy on Member Identity Theft and Unauthorized Access to Member Information Including Red Flags Section | Policies | 201701011/1/2017 | |
Dormant Account and Escheat Policy | Policies | 201701011/1/2017 | Unclaimed Property, Inactive Accounts |
Electronic Communications Policy | Policies | 201701011/1/2017 | Fax Machine, Modem, Fax, Cell Phone, E-Mail |
Indirect Motor Vehicle Leasing Policy | Policies | 201701011/1/2017 | |
Mortgage Modification Policy | Policies | 201701011/1/2017 | |
Negotiation Policy for Vendor Contracts | Policies | 201701011/1/2017 | |
Office of Foreign Assets Control Policy | Policies | 201701011/1/2017 | OFAC; Blocked Account; Blocking; Specially Designated Nationals; Blocked Persons; OFAC SDN List |
Risk-Based Lending Model Policy | Policies | 201701011/1/2017 | |
SAFE Act Sample Policy with Appendix A to Part 761 | Policies | 201701011/1/2017 | Secure and Fair Enforcement of Mortgage Licensing Act |
SAFE Act Sample Policy with FAQs | Policies | 201701011/1/2017 | |
SCRA Policy with Attachments | Policies | 201701011/1/2017 | Service Members Civil Relief Act; SCRA |
Subpoena Policy | Policies | 201701011/1/2017 | |
Unlawful Internet Gambling Enforcement Act Policy | Policies | 201701011/1/2017 | |
USA PATRIOT Act Model Policy | Policies | 201701011/1/2017 | Customer Identification Program; CIP; Money Laundering; Terrorist Activity; Bank Secrecy Act; Office of Foreign Assets Control; Suspicious Activity Report |
Vendor Management Policy | Policies | 201701011/1/2017 | |
Identity Theft - Auto Loan and HELOC Advance | Scam Alert | 201701011/1/2017 | |
Selling Repossessed Collateral Including Cars and Boats – Uniform Commercial Code Notice Requirements | Uniform Commercial Code | 201701011/1/2017 | UCC; Sale of Collateral; Disposition of Collateral; Disposition Notice; Application of Proceeds from Sale of Collateral; Sale of Repossessed Vehicle; Notice to Member |
Cashier Teller or Certified Checks | Uniform Commercial Code | 202309219/21/2023 | Cashier Teller Certified |
Declaration of Loss for a Lost Destroyed or Stolen Cashier Teller or Certified Check | Uniform Commercial Code | 202309219/21/2023 | Declaration Stolen Lost Destroyed |
Families First Coronavirus Response Act Notice FAQs | Operations / Coronavirus | 202004014/1/2020 | Corona Virus, Coronavirus, Response Act |
Employer Paid Leave Request | Operations / Coronavirus | 202004014/1/2020 | Coronavirus, paid leave |
Coronavirus Response Act | Operations / Coronavirus | 202004014/1/2020 | Coronavirus, response act |
FFCRA Revised FAQ Memo | Operations / Coronavirus | 202004014/1/2020 | Coronavirus, revised memo |
FFCRA Poster Non-Federal | Operations / Coronavirus | 202004014/1/2020 | Coronavirus, poster |
Fair Debt Collection Practices Act (Reg F) Final Rule Effective November 30, 2021 | Collections | 2021111211/12/2021 | Fair Debt Collection Practices Act, Reg F, Regulation F, Final Rule |
American Rescue Plan Act of 2021 | Employment Law | 2021111611/16/2021 | American Rescue Plan Act of 2021 |